About Duryea Financial

Private Banking Systems for Farmers, Ranchers, and Agricultural Entrepreneurs

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Meet Michael

Michael Duryea is the founder of Duryea Financial and a dedicated practitioner of the Infinite Banking Concept. With a background in business and a passion for financial education, Michael has helped clients across the country transform how they think about and interact with money. As an authorized practitioner through the Nelson Nash Institute, Michael is committed to helping individuals understand and apply the Infinite Banking Concept. He and his team work closely with each client to design a personalized banking system that aligns with their goals, values, and unique lives.

“I come from a family rooted in strong financial principles. My parents made accounting, entrepreneurship, and practical money management part of daily life. In spite of that foundation, I had never encountered the concept of infinite banking until a mentor introduced me to Becoming Your Own Banker. It took multiple readings before the ideas finally clicked, but when they did, it became clear: this was not a gimmick, but a powerful framework for building long-term financial control. Infinite banking gave structure to what I had sensed all along, that families should own and control the banking function in their lives.”

— Michael Duryea, Founder & Financial Coach

Duryea Financial

Helping You Think Like a Banker and Become Your Own

At Duryea Financial, we teach individuals, families, and business owners how to take control of their finances using the Infinite Banking Concept™. This is a powerful, principle-based system rooted in the work of R. Nelson Nash

We believe financial independence does not come from chasing returns or relying on banks. It comes from learning how money truly works, and applying that knowledge with purpose, discipline, and clarity.

Through coaching, education, and personalized guidance, we help our clients create a private banking system that puts them in control of their cash flow. This system builds long-term wealth and creates lasting financial freedom for generations.

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Will Infinite Banking Work For Me?

Our clients come from many walks of life. We serve entrepreneurs, families, and professionals who all have unique goals in mind, but share a few core values:

They want to be intentional with their money.
They value long-term thinking over short-term hype
They take responsibility for their financial future
They care deeply about providing for the next generation

If that sounds like you, we’re excited to help you build something that lasts.

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What We Build

One System to Give You Complete Control Over Your Capital, Future and Legacy.

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Foundation

Private Banking System Design - A custom build system of whole life insurance policies tailored to your income, tax situation, and long-term financial goals that act as your personal banking infrastructure.

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Strategy

Cash Flow & Capital Recapture - Every dollar paid in interest to an outside lender leaves your financial system permanently. We show you how to finance so that interest comes back to you rather than going to someone else.

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Legacy

Generational Wealth Planning - A properly structured financial system does not end with you. We design your policies so that they continue to grow and benefit generations, giving your children and grandchildren a working financial engine.

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Guidance

One-on-one Financial Education - Michael works with each client directly with a focus on honest, straightforward education about how money actually works, and what conventional financial institutions have little incentive to explain.

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Execution

Policy Implementation & Ongoing Support - After your system is in place, Michael remains accessible as your needs evolve, our team supports your policy needs, and the relationship continues as your wealth grows.

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Resources

Podcast & Educational Content - Our resources cover private banking and wealth building in plain, practical terms. For those who want to go further on their own, this content provides an excellent foundation with no financial background required.

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"Michael has become a trusted advisor of mine and I appreciate his insight. Thanks to him, I am grateful to be a part of the IBC community. I appreciate Carolyn as well – thank you for the quick turnarounds on loan requests!"

— Laurie Payton
"He has an ability to meet me at my understanding and is not afraid to speak the truth about the direction that needs to be taken. He went above and beyond – and I greatly appreciate the no-pressure, learning environment he brings."

— Kyle W.